LEGEND

RISK CATEGORIZATION

Not Permitted (Absolute Risk)

Entities under active sanctions/embargoes (e.g., OFAC SDNs). No engagement permitted.

Prohibited Pending Resolution

Under investigation for severe crimes (e.g., human trafficking). Engagement frozen until resolution.

Severe High Risk

Direct involvement in transnational crimes (e.g., drug trafficking). Engagement requires extraordinary scrutiny.

Moderate High Risk

Significant but mitigated risks (e.g., unintentional regulatory breaches). Conditional engagement with oversight.

Reformable Risk

Entities actively remediating past offenses (e.g., environmental violations). Engage with monitoring.

Temporary High Risk

Recent incidents under investigation (no prior criminal pattern). Short-term restrictions apply.

Associative High Risk

Indirect links to crimes (e.g., suppliers to sanctioned entities). Enhanced due diligence required.

Supply Chain Risk

Risks tied to specific products (e.g., conflict minerals). Lower risk than entity wide flags.

Localized High Risk

Geographically confined crimes (e.g., illegal fishing in territorial waters). Limited operational restrictions.

Historical High Risk

Offenses >15 years old with proven reform. Low engagement barriers.

Cautionary Watch List

Red flags requiring investigation (e.g., unusual transaction patterns). Pre-compliance review advised.

Low/Unknown Risk

Mentioned in cases but no direct criminal link. Minimal restrictions.

Clean

No risks after due diligence. Full engagement permitted.

Risk Level Not Allocated

Risk association unknown.